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To help Alberta College of Art + Design students pay for the health services they need, ACADSA has partnered with Studentcare in order to provide students with extended health and dental coverage. The Plan is designed specifically to fill the gaps in provincial health care (the Alberta Health Care Insurance Plan) and other basic health-care programs.

WHO’S COVERED?

All full-time students (registered for at least 9 credits) in the Fall semester who are ACADSA members are automatically covered by the ACADSA Health & Dental Plan. Certain exceptions exist. Please check your student account to confirm if you have been charged the Plan fees.

The following students may be eligible to enroll themselves in the Plan:

  • Part-time students
  • New Winter semester students

WHAT’S COVERED?

Among other benefits, the Plan covers:

  • 80% for prescription drugs
  • 80% for prescription vaccinations and 80% (up to $150 per policy year) for non-prescription vaccinations
  • Over $2,500 for health practitioners (psychologists, massage therapists, physiotherapists, chiropractors, etc.)
  • Up to $275 in vision care (eye exams, eyeglasses and contact lenses, laser eye surgery)
  • Up to $1,000 in dental care (checkups, cleanings, fillings, extractions, endodontics, periodontics, etc.)
  • Travel health coverage (up to $5,000,000 per incident, 120 days per trip), trip cancellation and trip interruption in the event of a medical emergency

Visit www.studentcare.ca for complete details.

HOW CAN I SAVE MORE?

You can further enhance your benefits by visiting health professionals who are members of the Dental, Vision, Chiropractic, Physiotherapy, Psychology, and Massage Therapy Networks. You are covered for the insured portion regardless of the health professional you choose. By consulting a Network member, you will get additional coverage. For example, by visiting a Dental Network member, you will receive an additional 30% off dental services. Visit www.studentcare.ca for more information.

YOUR PLAN AT A GLANCE

Click below to download a copy of the current Reference Guide (for the coverage period from Sept. 1, 2017 to Aug. 31, 2018).

2017 – 2018 Reference Guide

IMPORTANT:

The Health & Dental Plan fee is not covered by band sponsorship. Band-sponsored students with alternative coverage must pay the full fee and then complete an opt out at www.studentcare.ca to receive a refund for the Plan.

HOW MUCH DOES IT COST?

For students automatically enrolled for full-year coverage (Sept. 1, 2017 – Aug. 31, 2018), the Plan fee is $262.00. The breakdown is $120.00 for Health coverage and $142.00 for Dental coverage. The cost of the Plan is part of your student fees.

CAN I CHANGE MY COVERAGE?

If you are covered by another extended health and/or dental plan (e.g. a parent’s or spouse’s employee plan, not AHCIP), you can combine both plans to maximize your overall coverage and reduce or eliminate out-of-pocket costs.

Alternatively, if you have other equivalent coverage, you can opt out of the health portion, the dental portion, or the Plan in its entirety during the Change-of-Coverage Period from Sept. 11 – 29, 2017 and receive a cheque for the amount of the Plan (you must pay fees through ACAD first). If you are eligible, the Change-of-Coverage Period is also when you can enroll yourself, your spouse, and/or your dependent children in the Plan.

Visit www.studentcare.ca for instructions.

OPTING OUT?

If you are covered by an equivalent health and/or dental plan (such as a parent’s or spouse’s employee benefit plan, or a plan provided by your band council or through Health Canada), you can opt out and receive a cheque for the amount of the Plan, you must still pay the full fee through ACAD. The Change-of-Coverage Period is from Sept. 11 – 29, 2017.

This must be done through the secure online opt-out processing system at studentcare.ca during the Change of Coverage Period (Sept. 11 – 29, 2017). Studentcare cannot accept any opt-out requests by mail, e-mail, fax or telephone.For more information on how to opt-out please visit the Opt Outs section on studentcare.ca

CLAIM FORMS

Download Claim Forms from studentcare.ca. You can also pick up claim forms at the ACADSA Office.

HAVE MORE QUESTIONS?

Information is available online at www.studentcare.ca or by calling the Studentcare Member Services Centre at 1 866 358-4433, Mon. – Fri. from 9 am to 5 pm.